Showcase: 🛡️ Smart Credit Risk App

Hi everyone! :waving_hand:

I’m excited to share a project I’ve been working on: Smart Credit Risk XAI.

It’s a production-grade framework designed to transform “black-box” loan default predictions into transparent, human-readable insights.

:rocket: Live App:

:open_file_folder: GitHub Repo:

:hammer_and_wrench: Key Features:

  • LightGBM Backend: High-performance gradient boosting for accurate risk scoring.
  • XAI Integration: Leverages SHAP (SHapley Additive exPlanations) to provide real-time Force Plots and Waterfall plots for every prediction.
  • Premium UI: Custom CSS-styled dashboard with Glassmorphism effects and dynamic Plotly gauges.
  • 2026 Ready: Optimized for Python 3.13 and NumPy 2.1 stability.

I built this to show how finance and AI can work together with full transparency. I’d love to hear your thoughts on the UI or the XAI implementation!

:star: If you find the project useful, feel free to drop a star on GitHub!

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